ENABLING ACCESS TO CAPITAL WHERE IT'S NEEDED
Mission
Redefining credit so everyone, everywhere can access the resources to grow
Cred Protocol is building the global standard for decentralized credit intelligence, enabling capital to flow more efficiently, transparently, and inclusively across Web3 and beyond.
DeFi lending has matured from simple overcollateralized structures into a diverse ecosystem of undercollateralized credit markets, real-world asset financing, agent-driven protocols, and institutional adoption. Yet the core challenge remains: most capital is still locked behind inefficient collateral requirements. Unlocking the next wave of growth requires a new foundation of quantified, transparent, and interoperable credit risk.
Cred Protocol provides that foundation. By analyzing on-chain behavior, financial flows, and market data, we generate decentralized credit scores and risk signals that power capital-efficient lending. These credit primitives enable protocols, institutions, and agents to extend credit confidently—whether for undercollateralized DeFi loans, tokenized trade finance, or real-time agent-to-agent payments.
Our mission is to make decentralized credit infrastructure as trusted and universal as FICO was for traditional finance—built natively for Web3, open, and accessible to billions.
